FMB currently conducts its banking business through a counrtywide network of 19 branches. These branches are in Blantyre, Limbe, Lilongwe, Capital City Centre, Mzuzu, Zomba, First Corporate Services Branch in Blantyre, Karonga, Mangochi, Kasungu, Mponela, Mchinji, Dedza, Liwonde and Dwangwa. Other Branches are located as follows: Chichiri Agency at Chichiri Shopping Mall in Blantyre, Crossroads Agency at Cresta Shopping Mall in Lilongwe, Limbe Agency at Limbe Tobacco Auction Floors in Limbe and Kanengo Agency in the Lilongwe Tobacco Auction Floors.